Farming in Alberta comes with unique risks—and protecting your livelihood starts with the right insurance. At Chaparral Insurance Brokers in South Lethbridge, we offer tailored farm insurance solutions designed to cover your property, equipment, livestock, and liability. Whether you run a small family farm or a large commercial operation, we help you find coverage that fits your operation’s specific needs.
We work with top Canadian insurers to provide flexible farm insurance policies that keep up with your changing needs through every season. From hailstorms and machinery breakdowns to liability claims and livestock loss, we’re here to make sure your farm is protected from the unexpected. Our experienced team understands Alberta’s agricultural landscape and is ready to help you build a plan that gives you peace of mind.
Farm Insurance
Chaparral Insurance brokers are very familiar and knowledgeable in the farm department, many of our agents were raised on farms and some own and operate farms themselves. You will find this very helpful as you discuss your farming equipment and operations.
Primary Dwelling
We can offer a broad range of coverage’s for your home. From fire and extended coverage’s, to all risk coverage on your home and its contents, we can provide you with the coverage that best suits your situation and needs.
Farm Liability
Starting at a million dollar limit our farm liability can be increased to cover all of your land and operations. Liability insurance provides the insured’s family and those listed in the policy with coverage should any legal claims arise where the insured’s are found negligent.
Machinery/ Tool Floaters
Combines, Tractors, and other tools can be valued in the hundreds of thousands of dollars, we know how important it is to insure these items and we offer great rates to go along with you farm package.
Grain/ Fertilizer/Feed
These things can be insured, depending on what amount of coverage you want you can be insured against lightning, vandalism, in transit, wind and other perils.
Outbuildings/ Grain bins
Barns, workshops, employee dwellings…Farms usually come with a wide variety of outbuildings, many of which you may choose to list on your policy.
Livestock
From insuring one specific animal at a set amount, to providing coverage on a blanket basis for many animals coverage is available against certain perils.
Farm Automobiles
By insuring your farm policy with your farm auto you will receive discounts on both policies. That’s one reason why it’s a good idea to insure with the same company.