Farm Insurance

Chaparral Insurance brokers are very familiar and knowledgeable in the farm department, many of our agents were raised on farms and some own and operate farms themselves. You will find this very helpful as you discuss your farming equipment and operations.

We can offer a broad range of coverage’s for your home. From fire and extended coverage’s, to all risk coverage on your home and its contents, we can provide you with the coverage that best suits your situation and needs.

Starting at a million dollar limit our farm liability can be increased to cover all of your land and operations. Liability insurance provides the insured’s family and those listed in the policy with coverage should any legal claims arise where the insured’s are found negligent.

Combines, Tractors, and other tools can be valued in the hundreds of thousands of dollars, we know how important it is to insure these items and we offer great rates to go along with you farm package.

These things can be insured, depending on what amount of coverage you want you can be insured against lightning, vandalism, in transit, wind and other perils.

Barns, workshops, employee dwellings…Farms usually come with a wide variety of outbuildings, many of which you may choose to list on your policy.

From insuring one specific animal at a set amount, to providing coverage on a blanket basis for many animals coverage is available against certain perils.

By insuring your farm policy with your farm auto you will receive discounts on both policies. That’s one reason why it’s a good idea to insure with the same company.

Farm insurance can provide protection for a range of agricultural assets and risks, depending on the policy. Coverage may include your primary dwelling, farm liability, machinery, tools, grain, feed, fertilizer, outbuildings, livestock, and farm vehicles. The options available will depend on your operation and the coverage selected.

Your farm residence may be insured as part of a farm insurance policy, depending on the insurer and your circumstances. Farm properties often combine residential and agricultural risks, so it’s important to discuss how your home is used and what other activities take place on your property with your broker.

Yes. Farm insurance may cover eligible machinery, tools, and equipment, including items that require specific coverage or a machinery floater. The protection available depends on your policy, the equipment insured, and any applicable limits or exclusions.

Livestock coverage may be available to protect against certain insured losses, depending on the policy and the type of animals involved. Since coverage can vary, discuss your livestock, farming activities, and potential risks with a broker to understand which options may be appropriate for your operation.

Contact Chaparral Insurance Brokers to discuss your farm and its insurance needs. Details about your property, buildings, equipment, livestock, vehicles, and agricultural activities can help our team explore suitable coverage options and competitive rates from insurance providers.